Use of data

(a) carrying out its instructions, providing the required services (whether by a member of the Hong Leong Group or a selected third party) and responding to enquiries by that Relevant Person or made on its behalf;

(b) carrying out matching procedures;

(c) researching, designing, launching, promoting and marketing (including direct marketing) banking, financial, insurance services and products and/or personal care and food products of and by the Hong Leong Group (including Hong Leong Insurance (Asia) Limited, Hong Leong Bank Berhad and Lam Soon (Hong Kong) Limited) and monitoring the provision, operation and use of such services or products;

(d) provision of reference (status enquiries);

(e) carrying out credit and other status checks and debt collection and assisting other institutions to do so;

(f) ensuring ongoing credit-worthiness of Relevant Persons;

(g) operating internal controls including determining amounts owed to or by Relevant Persons, payment to or collection of such amounts from Relevant Persons and from any persons providing security for Relevant Persons' obligations and enforcing any charge or other security granted by or for Relevant Persons;

(h) the enforcement of Relevant Persons' obligations, including without limitation the collection of amounts outstanding from Relevant Persons and those providing security for Relevant Persons' obligations;

(i) assessing and analysing any insurance claim and assisting other insurance companies to conduct claims checks;

(j) meeting any legal, governmental or regulatory requirements in Hong Kong or any other applicable jurisdiction, including disclosure or notification requirements; and

(k) assisting any person who is acquiring or participating in any contractual arrangements between Guoco and the Relevant Person to evaluate the transaction for such acquisition or participation;

and any other incidental and associated purposes relating to any of the above.